State Technical College of Missouri
Federal Supplemental Education Opportunity Grant (SEOG). This program is available to students with exceptional financial need. Once the Pell Grant has been processed, SEOG awards are provided to those students with the lowest expected family contribution based upon the availability of funds. Awards are issued at the discretion of the Office of Financial Aid.
Federal College Work Study. Jobs at the college are available to students who have financial need and who wish to earn a monthly paycheck by working a part-time job on campus. Students apply for work study by completing the Free Application for Federal Student Aid (FAFSA) form.
If determined eligible, the college will notify the student
to visit the Office of Financial Aid at the beginning of the semester for a job assignment. Jobs include food service, clerical work and maintenance, and are based on availability of funds.
*Federal Direct Stafford Student Loan. This loan program allows students to borrow loans in their name at low interest rates. Students apply by completing the Free Application for Federal Student Aid (FAFSA) form. Through this program there is both a “subsidized” interest loan and an “unsubsidized” interest loan. The federal maximum for a first-year degree-seeking dependent student is $5,500, of which no more than $3,500 can be subsidized. Second- year degree-seeking dependent students may borrow a maximum of $6,500, of which no more than $4,500 can be subsidized. Independent students and dependent students whose parent is denied a PLUS loan due to credit, can receive up to an additional $4,000 unsubsidized loan funds. Students that are doing pre-requisite course work are eligible for $2,625. Repayment begins six months after leaving school with a fixed interest rate not to exceed 8.25 percent.
*Federal Direct Parent (PLUS) Loan. Parents of dependent students may borrow an amount not greater than the cost of education minus any student financial aid. Repayment starts 60 days after the loan has been fully disbursed. Parents may discuss deferment options with their lender. Parents must pass a credit check to be accepted for a PLUS loan. The interest rate is a fixed rate that will not exceed nine (9) percent.
Private/Alternative Loan. This option will only be available if lenders continue to offer private loans. Students must apply for all federal financial aid prior to applying for a private loan. Students must apply with a lender to have a credit check run. Students who have little or no credit may need a credit-worthy co-signer. Students must be enrolled full-time and must be a student in good standing. Interest rates are variable and determined by the lender based on the borrower’s credit score. Most private loans start repayment six months after leaving college. Check with the lender regarding fees associated with the private loan.
*Note: Most Federal Student Loans will be credited to student accounts by electronic funds transfer (EFT) on the 31st day of each semester. Students will receive notification that their account has been credited by EFT and will be given the opportunity to cancel the loan(s) at that time.
Displaced Homemakers and Single Parents. Displaced homemakers and single parents may be able to apply for small grants. These grants are based on the availability of funding. See Director of Financial Aid for criteria.
Access Missouri Grant Program. Missouri residents apply for this grant by completing the Free Application for Federal Aid (FAFSA). The FAFSA must be received by April 1 to be considered for this grant. Students must also be enrolled full-time, maintain a 2.500 cumulative grade point average, and have an Expected Family Contribution (EFC) figure below $12,000. (Based upon availability of state funding and subject to change by action of the Missouri General Assembly).
Missouri A+ Schools Program. State Technical College of Missouri participates in the A+ Program, created by the Outstanding Schools Act of 1993. Eligible students who have graduated from an A+ high school have incentive funds available that cover the standard tuition and fees that are assessed to every full-time student. Housing, books, course and program specific fees, such as professional licensing, tools, supply items, etc., are not reimbursed through the A+ Schools Program. A+ students are required to apply for Federal Financial Aid using the Free Application for Federal Student Aid (FAFSA) each year. Students must complete the financial aid process within the first 30 days each semester to ensure funding. (Based upon availability of state funding and subject to change by action of the Missouri General Assembly and guidelines received from the Missouri Department of Higher Education).
20
Page 1 |
Page 2 |
Page 3 |
Page 4 |
Page 5 |
Page 6 |
Page 7 |
Page 8 |
Page 9 |
Page 10 |
Page 11 |
Page 12 |
Page 13 |
Page 14 |
Page 15 |
Page 16 |
Page 17 |
Page 18 |
Page 19 |
Page 20 |
Page 21 |
Page 22 |
Page 23 |
Page 24 |
Page 25 |
Page 26 |
Page 27 |
Page 28 |
Page 29 |
Page 30 |
Page 31 |
Page 32 |
Page 33 |
Page 34 |
Page 35 |
Page 36 |
Page 37 |
Page 38 |
Page 39 |
Page 40 |
Page 41 |
Page 42 |
Page 43 |
Page 44 |
Page 45 |
Page 46 |
Page 47 |
Page 48 |
Page 49 |
Page 50 |
Page 51 |
Page 52 |
Page 53 |
Page 54 |
Page 55 |
Page 56 |
Page 57 |
Page 58 |
Page 59 |
Page 60 |
Page 61 |
Page 62 |
Page 63 |
Page 64 |
Page 65 |
Page 66 |
Page 67 |
Page 68 |
Page 69 |
Page 70 |
Page 71 |
Page 72 |
Page 73 |
Page 74 |
Page 75 |
Page 76 |
Page 77 |
Page 78 |
Page 79 |
Page 80 |
Page 81 |
Page 82 |
Page 83 |
Page 84 |
Page 85 |
Page 86 |
Page 87 |
Page 88 |
Page 89 |
Page 90 |
Page 91 |
Page 92 |
Page 93 |
Page 94 |
Page 95 |
Page 96 |
Page 97 |
Page 98 |
Page 99 |
Page 100 |
Page 101 |
Page 102 |
Page 103 |
Page 104 |
Page 105 |
Page 106 |
Page 107 |
Page 108 |
Page 109 |
Page 110 |
Page 111 |
Page 112 |
Page 113 |
Page 114 |
Page 115 |
Page 116 |
Page 117 |
Page 118 |
Page 119 |
Page 120 |
Page 121 |
Page 122 |
Page 123 |
Page 124 |
Page 125 |
Page 126 |
Page 127 |
Page 128 |
Page 129 |
Page 130 |
Page 131 |
Page 132 |
Page 133 |
Page 134 |
Page 135 |
Page 136 |
Page 137 |
Page 138 |
Page 139 |
Page 140 |
Page 141 |
Page 142 |
Page 143 |
Page 144 |
Page 145 |
Page 146 |
Page 147 |
Page 148 |
Page 149 |
Page 150 |
Page 151 |
Page 152 |
Page 153 |
Page 154 |
Page 155 |
Page 156 |
Page 157 |
Page 158 |
Page 159 |
Page 160 |
Page 161 |
Page 162 |
Page 163 |
Page 164 |
Page 165 |
Page 166 |
Page 167 |
Page 168 |
Page 169 |
Page 170 |
Page 171 |
Page 172 |
Page 173 |
Page 174 |
Page 175 |
Page 176 |
Page 177 |
Page 178 |
Page 179 |
Page 180 |
Page 181 |
Page 182 |
Page 183 |
Page 184 |
Page 185 |
Page 186 |
Page 187 |
Page 188 |
Page 189 |
Page 190 |
Page 191 |
Page 192 |
Page 193 |
Page 194 |
Page 195 |
Page 196 |
Page 197 |
Page 198 |
Page 199 |
Page 200 |
Page 201 |
Page 202 |
Page 203 |
Page 204 |
Page 205 |
Page 206 |
Page 207 |
Page 208 |
Page 209 |
Page 210 |
Page 211 |
Page 212 |
Page 213 |
Page 214 |
Page 215 |
Page 216 |
Page 217 |
Page 218 |
Page 219 |
Page 220 |
Page 221 |
Page 222
