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ABA Perspective Playing the Long Game


After months of planning and preparation — and if we’re being honest, a little angst — Americans went to the polls in record numbers in early November to cast their votes in presidential, state and local races. Te contest topping the ticket was one of the most high-profile and most contentious presidential races in recent memory.


Rob Nichols, President and CEO American Bankers Association


With major media outlets calling the race for former Vice President Joe Biden and Sen. Kamala Harris, the American Bankers Association is preparing for a Biden administration to take over in early 2021. It’s also looking likely that Congress will remain divided, with Republicans in control of the Senate and Democrats maintaining control of the House — although with two critical Senate races in Georgia going to runoff


elections, it will still be several weeks until we know for certain.


Regardless of how the balance of power may shiſt, ABA will continue to draw on its nearly 150-year history of working alongside both parties to find commonsense policy solutions that will support economic growth. It’s a longstanding tradition that we’re proud of, and we have made tremendous progress in recent years in advancing a pro-growth, common sense and data- driven approach to banking policy.


In fact, many of the significant pieces of banking policy have been bipartisan in nature. Take for example S. 2155, the regulatory reform law that Congress passed in 2018. Tat effort was a testament to how lawmakers on both sides of the aisle were able to come


together to help clear some of the roadblocks that stood in the way of banks’ ability to serve their customers, clients and communities.


Tat same cooperative spirit is desperately needed today, when so many families and businesses are still feeling the extreme economic effects of the COVID-19 pandemic. As we look ahead to 2021, the economic recovery will be top of mind for policymakers in Washington, D.C., and the financial industry will have an important role to play in the ongoing response.


Banks played a monumental role as economic first responders in the early days of the pandemic to address the economic dislocation that stemmed from the health care crisis, and we’ll continue our work in the weeks and months ahead, keeping an eye on economic


6 mobankers.com


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