Department News MBA VEBA
Dental Coverage Essential to Your Health, Well-being By Joyce Kennedy, Manager of Insurance Services
“All right — open up please.”
Most of us have heard a similar phrase like this during a dental exam. Although going to the dentist for regular check-ups and cleanings most likely isn’t a task you enjoy, it’s essential for maintaining good oral health. And yet, only 24% of Americans visit the dentist annually, according to a survey conducted by ValuePenguin, a personal finance website. What’s more, 36% of Americans — more than third — don’t go to the dentist at least once a year.
MBA-members participating in MBA VEBA dental plans can receive two regular cleanings in any benefit period. Dental coverage offered through MBA VEBA is administered through Delta Dental of Missouri (
deltadentalmo.com) and provides coverage for employees, spouses and children. Services covered by these plans include the following.
• preventive and diagnostic dental services 0 oral examinations, twice in any benefit period (includes all types)
0 bitewing X-rays, twice in any benefit period (for any reason)
0 full mouth/panoramic X-rays, once per benefit period 0 dental prophylaxis (cleaning), twice in any benefit period 0 topical fluoride application to age 19, once in any benefit period
0 emergency palliative treatment
Looking for a particular business to help with your bank’s operations? Through MBA’s
associate membership program, banks can access various businesses offering professional products and services for the banking industry. Browse our directory at
mobankers.com.
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mobankers.com
• basic dental services 0 fillings — composite, amalgam, plastic, porcelain 0 endodontics (root canal filling and pulpal therapy) 0 periodontics (nonsurgical treatment for diseases of the gums)
0 simple extractions of erupted teeth
• major dental services 0 crowns, bridges, dentures, implants — once in five years 0 oral surgery, surgical extractions, periodontal surgery • orthodontics
Dental coverage is essential for an individual’s overall health and well-being. Please visit the MBA VEBA website at
mobankers.com for additional information or contact Joyce Kennedy at
jkennedy@mobankers.com.
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