contents The Missouri 573-636-8151
Max Cook Publisher
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Lori Bruce Editor
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The Missouri Banker (USPS Number 000044, ISSN Number 0893-5637) is published six times a year by the Missouri Bankers Association, 207 E. Capitol Ave., Jefferson City, MO 65101. Second-class postage is paid at Jefferson City, Mo. Copyright© 1998 by the Missouri Bankers Association. All rights reserved. POSTMASTER: Send address changes to The Missouri Banker, P.O. Box 57, Jefferson City, MO 65102. Opinions expressed in any signed article in The Missouri Banker are those of the author and should not be construed as the viewpoint of the editors or of the Missouri Bankers Association. Neither should information provided in The Missouri Banker be construed as legal advice. The Missouri Banker does not provide legal advice, nor does it take the place of legal counsel hired makes a reasonable effort to establish the integrity of advertisers, it does not endorse advertised products or services, unless otherwise so stated. This issue may contain legislative advertising. Advertising copy is generally segregated from news and other information.
Address Changes
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American Bankers Association Perspective COVID-19 Turns One . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .6
Department News Government Relations: New State Session Brings Host of Measures Affecting Banking Community . . 8 Legal: Plaintiff Class Action Attorneys Continue Assault on Consumer Credit . . . . . . . . . . .9 Compliance: Redesigned Uniform Residential Loan Application (Form 1003) . . . . . . . . . . .10 Education & Marketing: In-Person Events on the Horizon as MBA Maps Out Programming . . 11 MBA VEBA: A New Year, A New Outlook . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .12
Cover Story A Voice for All Bankers . . . . . . . . . . . . . . . . . . . . . . . . 14 Dan Robb credits his MBA involvement for his newest endeavor
Views from Washington, D.C. New Assignments Present Opportunities to Strengthen Economy . . . . . . . . . . . . . . . .18
Guest Commentary Missouri Bankers Association Announces Enhanced Shred-It Endorsement . . . . . . . .20 EEOC Issues Guidance on COVID-19 Vaccine and the Workplace . . . . . . . . . . . 22 Worried About the CECL Unknowns? . . . . . . . . . . . . . . . . . . . . . . . . . . .24 Digital Banking: A Look at the Playing Field . . . . . . . . . . . . . . . . . . . . . . .26
Around the State Showcase Your Photos in MBA’s 2022 Scenes of Missouri Calendar . . . . 27 MBA Foundation Awards Five InternConnect Scholarships . . . . . . .28 Achievements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .28
THE MISSOURI BANKER 1 From our Chairman Focusing on Our Association’s United Purpose . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .2
From our President and CEO United We Stand . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5
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