Things you should always have done every year: • INVENTORY
• Do a photo inventory of entire portfolio. This includes all exterior of property, clubhouse with amenities, shrubbery, and any other fixtures that is covered under your policy. Encourage all property owners to do an internal audit of their belongings.
• INSURANCE REVIEW
• You may think you are getting a discount on your monthly insurance if your premium does go down. Make sure they are not taking away coverage from you in order to lower this amount.
• PROPERTY INSPECTION
• This is a good way to make sure you know the status of your property. It will provide a more accurate maintenance schedule for any future issues that may need attention.
Tips for communities
Create an emergency disaster plan for your community. The following are recommended components of a disaster plan:
• Include evacuation sites • Create a disaster volunteer committee
• Encourage your homeowners to keep a safety kit in their home that includes a flashlight, a whistle, and a face mask. • Register any special needs residents with the board and village • Have emergency numbers accessible on your phone
It is hoped that, with this toolkit and the guidance provided in this article, you will be better armed and informed to have a claim handled as successfully as possible the next time a disaster hits.
www.cai-illinois.org • 847.301.7505 | 51
Page 1 |
Page 2 |
Page 3 |
Page 4 |
Page 5 |
Page 6 |
Page 7 |
Page 8 |
Page 9 |
Page 10 |
Page 11 |
Page 12 |
Page 13 |
Page 14 |
Page 15 |
Page 16 |
Page 17 |
Page 18 |
Page 19 |
Page 20 |
Page 21 |
Page 22 |
Page 23 |
Page 24 |
Page 25 |
Page 26 |
Page 27 |
Page 28 |
Page 29 |
Page 30 |
Page 31 |
Page 32 |
Page 33 |
Page 34 |
Page 35 |
Page 36 |
Page 37 |
Page 38 |
Page 39 |
Page 40 |
Page 41 |
Page 42 |
Page 43 |
Page 44 |
Page 45 |
Page 46 |
Page 47 |
Page 48 |
Page 49 |
Page 50 |
Page 51 |
Page 52 |
Page 53 |
Page 54 |
Page 55 |
Page 56 |
Page 57 |
Page 58 |
Page 59 |
Page 60
