Inside this issue Community Associations DEPARTMENTS:
Contributing Writers Legislative Update President’s Message 2024 Chapter Sponsors New Business Partners New Members Happenings
Chapter News
Advertising Partner Directory Ad Index
Calendar of Events
4 5 6 7
8 9
10 11 30 30
Back Cover
TABLE OF CONTENTS: Experience the Journey: Diversity, Equity, & Inclusion
East Side vs. West Side: I Thought it Was About Cougars & Huskies New Lending Requirements Impact Reserve Funding & Projects 5 Tips for Understanding Smart Video Intercoms Tree Restrictions & Rules
EV Charging Stations – Part II Insights From a COA Collections Attorney
Articles in the WSCAI Journal are meant to be informative only and are not to be construed or taken as legal advice.
12-13 14-17 18-21 22-23 24-25 26-27 28-29
BETTER COVERAGE. BETTER OPTIONS.
Ame ca’America s ommunit in
GET TO KNOW CAU
Community Association Underwriters of America (CAU) is a managing general agency and national leader in community association insurance and risk management. Founded in 1989, CAU services community associations, residential and office condominiums, cooperative apartments, and homeowners associations. CAU is based in Newtown, PA and offers property, casualty, fidelity, D&O, general liability, and ancillary products to a nationwide client base.
Communommunity Assoc aAssociiat o Underwrite (CAU)
nsuranance pa tner U) has joine
America, Inc. M hig
America’ Ou so
sp mu mun
special sts commun
Ameri a, Incnc. (Munich Rech R ,Re, US) to de gher leveevel of strength an a s communit
strength a d sophi unity associa a sociat power ul ne owerful new option ptions
dress the uniquniq ations an ons.
Our solutions are custom-b sp
specialists to address h c
Hi h value o ic building
■
bui d gs, structur ncreased coverag
e
expos d
demo deb
debr
demoli o cost db
bu ldi gs structure IncIIn
nclludin debris remova , an ns ands,, and no ommuniity assoc a ons.
erica’s commun tyni y associatioc ation artner
er is uppin
and soph sticat ciations
ssociat on upping its game o s game atiion Underwriters of Ameri ac Amer ca eri
joined forces with Munich Reinsurance deliveliver an even phisticatioation to
built by indby in u tr que ri krisks fa
ndust y facin faciing ow feateature so
High-value polic enhancemen ■ Ex anded overag
uild ngs, structures, and pe s nal n re sed coverag limi
osu esures ines, iincl diing atur olition costs ncreas
olition costs, increasease
erage llimiitits ac din
age definiti ns fo vari an
debriis removall, and prop rty remova oval, and proper y removal
cos of co al
s
nd persona prop a ross multmulltiplemlltiplele
op re some
High-value policy enhancement Expandedxpanded coverag d fi t
nhancements tions for various
p rsona propertyoperty acro m
ng natu altural outdo rdoor p opertyp rt , sed c stcost o constru tion,
tdoor pr pe ty ruction,
CA License No. 0558510 © 2018 Alliant Specialty Insurance Services, Inc. All rights reserved. [2017-3804]
CONTACT Amy Clements, ARM, CIRMS Marketing Manager D 425 749 5440
AClements@cauinsure.com
■ Simplified valuationslu tions for streamlined serv cin ■ Additional compu
omputer virus overag
■ Optiionalonal deductible cr deductible allo anc gs in
Tw
Liability Plus:: cust
d exposu essures. Co e ertaini
deductible allowance endorsemenendorsement for costost sa ngaviing
■ Liabilit PlusPlus: A br ad boad-based liab us om-desigstom-de g ed
wo new liabilitw liab i y produ Lia
de isigned for c mmun
■ Coa ta t
Coastaloasta Ad antag to p ot ct omm expos
Coverage pr mapr ma
cii s w ll be is ch Re, US. ssue al Advanta eage:: A packag
n the e eevent of certain lo seosses iability product
d cts broad-based abi abili bi t communiity a socassoc aocia
b liity po icypollicy ciatiions
ns cka e pol cyollicy b illt
C verage you anu can count Polic
ed u surancurance compa e comp niie Munic Rech Re, US nt on
Polliciesic es will be issued us g + A.M Best primarriiimary iinsurnsu M iich
usiniing A+ A M.. Best-rat-rated panies affil at
filliiated w thwiith Best-rated age po iic built protect communitmmuniity a sociiat on wi h co stal associtions with coastal
redit endorsement and co
streamlined servicing us coverage
Page 1 |
Page 2 |
Page 3 |
Page 4 |
Page 5 |
Page 6 |
Page 7 |
Page 8 |
Page 9 |
Page 10 |
Page 11 |
Page 12 |
Page 13 |
Page 14 |
Page 15 |
Page 16 |
Page 17 |
Page 18 |
Page 19 |
Page 20 |
Page 21 |
Page 22 |
Page 23 |
Page 24 |
Page 25 |
Page 26 |
Page 27 |
Page 28 |
Page 29 |
Page 30 |
Page 31 |
Page 32