lnside this Issue

6 President’s Message 8 Legislative Update 9 2014 WSCAI Sponsors

11 Emergency Planning: Preparing for the Unpredictable

12 Oh Coverage, My Coverage: An Association Manager Navigates Insurance

14 Feeling Left Out? Consider What is Included in Your Master Policy’s Exclusions Section

16 Condominium HO-6 Policies: Filling the Coverage Gaps

18 Bonfires, Boaters and Bicyclists: Washington’s Recreational Immunity Law

20 Happenings: Business Partners Summer Mixer at Matthews Winery a “Smashing” Success!

22 Insurance 101 for Associations 24 Focus on the “Foundation” 26 Who’s Who and Who’s New 28 Profiles: WSCAI New Business Partners 29 Sponsor Profile

30 Charging Peter to Pay Paul: Reallocating Risk of Rising Insurance Deductibles

33 New Members 33 Classifieds 33 Ad Index 34 Calendar of Events

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