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6 President’s Message 8 Legislative Update 9 2014 WSCAI Sponsors


11 Emergency Planning: Preparing for the Unpredictable


12 Oh Coverage, My Coverage: An Association Manager Navigates Insurance


14 Feeling Left Out? Consider What is Included in Your Master Policy’s Exclusions Section


16 Condominium HO-6 Policies: Filling the Coverage Gaps


18 Bonfires, Boaters and Bicyclists: Washington’s Recreational Immunity Law


20 Happenings: Business Partners Summer Mixer at Matthews Winery a “Smashing” Success!


22 Insurance 101 for Associations 24 Focus on the “Foundation” 26 Who’s Who and Who’s New 28 Profiles: WSCAI New Business Partners 29 Sponsor Profile


30 Charging Peter to Pay Paul: Reallocating Risk of Rising Insurance Deductibles


33 New Members 33 Classifieds 33 Ad Index 34 Calendar of Events


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