Insurance is Risky Business Continued From Page 13





  Liability which can effectively serve to enhance the 


  


Cyber Claims


 1. Ransomware—  restore the data.


2. Third-Party Vendors— 


3. Employees—  


4. Data Breach— 


5. Social Engineering & Reverse Social Engineering    


» Phishing    these efforts are increased in conjunction with current  concerns, political elections, or holidays


 


 » » Vishing   


» Smishing   


14 Community Associations Journal | May 2022


      


  sent out to owners delivers  


Cyber Safety


     


     


  


   liability policies.


Environmental claims


         


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