Community Associations


14.


DEPARTMENTS: President’s Message 2021 WSCAI Sponsors


WSCAI New Business Partners Profiles


New Members Happenings


Chapter News


Advertising Partner Directory Ad Index Classifieds


Calendar of Events 25.


6 7


8 9


10 11 38 38 38


Back Cover 28.


TABLE OF CONTENTS: Preparing for an Emergency


The High Cost of NOT Raising Assessments Building Maintenance – Be Proactive!


Insurance: Best Practices for Budgeting in the Hard Market Going Virtual: New Law Took Effect July 25 Snow Removal and Community Associations Modern Autumn-Inspired Wreath


Budget and Special Assessment Approval After WUCIOA


18.


Inside this issue 22.


20. 32. 34.


14-17 18-19 20-21 22-23 25-27 28-31 32-33 34-37


BETTER COVERAGE. BETTER OPTIONS. Am


A e GET TO KNOW CAU


Community Association Underwriters of America (CAU) is a managing general agency and national leader in community association insurance and risk management. Founded in 1989, CAU services community associations, residential and office condominiums, cooperative apartments, and homeowners associations. CAU is based in Newtown, PA and offers property, casualty, fidelity, D&O, general liability, and ancillary products to a nationwide client base.


America’ insuranc


erica s communit a sociatio insurance par ner is


Ameriica,, IInc.. (Mu ich R higher e Ame


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Amermeriica s communit Our sur solutio s are cu


Our solu ion spec


s ciai owerful ew op


ns ran e pa tner is upping its game Commun t Associa io Un


a’s community as artne


(CAU) has jjoiined forces w h M Am


custom-b


Communiity Association Underwrite s of Americ (CAU) has o ned f Amer a nc (M higher llevell of st


dforces wiithMun ch Re (Munich Re US) to of strengt


gth and soph


sp cial sts to addre s the unity associat u new o tions


High v l ■ High-val e


High-va ue pol Ex anded co er ge


sed covera


demolitiondemolition c s deb


debr s re on costs, iin


a’s community associatio s onsare custo


associa io s an


associati ns. -built by i


tions. buillt by indu tr


specialists to address the un que r k commuco munommun y a powe ful


ations,, and nowf ns.


■ Expanded coverage defini build gdings,str cture , a


, i, nc udi g na and now fe t by industry nique risks facing facing w fea ure some w eature some


alue policy enhancemen s for variouariious


b ldildi gs, s rustructures,and pe sonpersonal IncIIn re sed


and pe


ncreased co erag limi s a expos demol


ebriis removal, remova , andp op all, and pro er y r ona prop rage limits acros mult


osures,iinclud ng atural outdoor p olitiioncosts, inc


limiitsacross mlti e


olicy en a cements nitionsfor var


enhancements fin io s f


o all prope yperty ss mulltiplle


ding naturaloutdoor property, ncreased


oor proper


ncre sed ced cost of co struct o removal


ncreased cost of con tr ct on d property remo a


of constructiion,


CA License No. 0558510 © 2018 Alliant Specialty Insurance Services, Inc. All rights reserved. [2017-3804]


CONTACT Amy Clements, ARM, CIRMS Marketing Manager D 425 749 5440 AClements@cauinsure.com


s upp nping its g megam h Munich Reins


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Coverage you can ount Po colicies willbe issued us gusiing A+ A


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ou can count on n count on


l bei issued us ng A+ AM. Bes Best-r te ompanies affi at dw


paniies affilliatedted with A..M..Best ra ed st-rated


kage policy bu t tiions w th coastaasta


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