Calamity, Catastrophe, & DAY 1 SCENARIO


BBQ gets out of control on  of a 12- unit, three-story condominium and spreads   an additional four receives heavy water damage from the water used to extinguish  and everyone is safe, reality starts to sink in…and the questions begin.


Let’s follow each path & see the challenges they face 


Resident


“Where do I live, how much damage was done, how long will it take to repair my home, can I get into my unit to get items I need, medicine, computers, etc.?”


Association Board


“What do we do, what are we responsible for? Where do we start? How do we secure the building if we can’t get in? Did someone notify the insurance company?”


 structural damage has occurred, and the building is red tagged and power turned off by the 


until it can be determined if it is safe to enter. Determining the level of safety in the building can take from a day to a week or longer depending on the extent of damage.


DAY 7


The city building inspectors now allows you to enter, but only to retrieve some of your personal items as the power has been


turned off to the building. You begin to see what the extent of damage is. Initially  reach your unit. As you continue into the unit you catch that unique odor when something has been wet for several days.   


Resident


“Do I begin removing my personal items? Do I wait for my adjuster to see the damage? Who pays for the removal and cleaning of my personal items?”


Association Board


Having advisors beside you — both before and through the


process — can make the difference  situation or having it become your worst nightmare.


28 Community Associations Journal | October 2019


The start of repairs is placed on hold, a series of people hired by the insurance company will need to see the building before repairs can be done. Fire   the extent of damage, and construction consultants determining the most effective path to repair the structure. Who is looking into a contractor that can do this type of repair?


 or more of the unit owners does not have insurance and the cost to remove clean and store their items is cost prohibitive.


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