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Community Associations


16.


DEPARTMENTS: President’s Message 2019 WSCAI Sponsors


WSCAI New Business Partners Profiles


New Members Chapter News


PMPD 2020 Schedule Happenings


Advertising Partner Directory Ad Index Classifieds


National CAI Calendar of Events


6 7


8 9


10 10


12-14 30 30 30 31


Back Cover


TABLE OF CONTENTS: Won’t You Be My (Good) Neighbor?


Strategies For Success When Adopting Amendments


Responding To Mental Health Concerns In Community Associations Indemnification Clauses In Contracts


Insulation Without Interruption: A Parka For Your Palace


16-17 18-19 20-23 24-25 26-28


24 20. .


Inside this issue 18.


26.


BETTER COVERAGE. BETTER OPTIONS. Amer


America s ommunia’s communi in


e ica’ insuranc nsuran GET TO KNOW CAU


Community Association Underwriters of America (CAU) is a managing general agency and national leader in community association insurance and risk management. Founded in 1989, CAU services community associations, residential and office condominiums, cooperative apartments, and homeowners associations. CAU is based in Newtown, PA and offers property, casualty, fidelity, D&O, general liability, and ancillary products to a nationwide client base.


Communommunity Assoc aAssociiation Underwrite (CAU)


Ameri a, Inc. higher eve America’


Ou sol spe


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America, Inc M hig


gher level of strestr ngth a d sophi a s communit


Our so uolutions are custom-b sp


munity asso power ul ne unity a socia


ts to ad rddress th sociat


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High-value p l building





IncIIn e


ncreased coverag expos d


osu es iincl d sure


demo db


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demoli o cost debr


deb s emovaovall, an options.


High-value o icolicy enhan ement ■ Expanded coverag


High-value polic enhancemen Ex anded


xpanded coverag d fin tio buildbuildi gs structur


d ngs structu etures, and personal ncre sed coveragerage limit a


di g ,s, structures, an ncludiing atu olition costs increas tural olition costs, increase ncreased c debriis remova ,al,l and propproper


age definiti ns fo vari p


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personasonal prop across multmulltiplemlltiplele


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CA License No. 0558510 © 2018 Alliant Specialty Insurance Services, Inc. All rights reserved. [2017-3804]


CONTACT Amy Clements, ARM, CIRMS Marketing Manager D 425 749 5440 AClements@cauinsure.com


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tdoor prope ty cost o c n truct on, ations and


U) has joined forces with Munich Reinsurance nc. (Munich Rech R ,Re, US) to de an


ance pa tner ined


ommuniity assoc a ons. om-b


and soph sticat ciations


he uniique ri k ns ans,, and no


phisticatio y industr


deliver an eveneven ation to


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built by indusndustry que risks fa


faci facing ow feateature so re some ome n ty associa sso iationoc ation artner is upping its game


e is upping its game derwriters of Ameri ac


Amer ca eri


■ Simplified valuations for s ■ Additional compute ■ Optional deduct ble


deductible allo anc sa ngaviing


Tw new liab i ■ Lia


ability P us: cust us om-designedstom-de


■ Coa ta t


Cove pr marprima


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wo new liability producd cts Liabilit


event of certain lo ability product


ertaini mmu it mm niity a soc Plus: A br ad ba


Coastaloasta Adal Advanta to prot ct com expos


Coverage you pr


riimary iinsurnsu anc Munich Rech Re, US


Munich c R , US.


protect commun osu essure


s wiiwilll be iissued u oad-based liab


d signed for c mmuni ntage:age: A packag


C verage you can PolliciesPoliciciies w l be ssue


streamlined serv cin us coverage


nal deductiible credi endorsemen and deductible allowance endorsemendorsement for costost gs in hn the evee en


redit endorsement and co


osses broad-based abi


community a socassoc aocia ons cka e pol c


age poliicolicy built cy b illt associat ns wi h co n countunt on urance compaomp niie


usiing + A.M. Best panies affil at


g A+ A M. Best-rat-rated ffilliiated w thwiith


Best-rated ciaiatiions with coasta all


abilitbiliity po icypollicy ciations


servicing


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